How Long-Time Big-Box Employees Retire Up to 10 Years Earlier Than They Thought Possible
Discover the Retirement Plan That Helps Our Clients Leave Work in Their 50s and 60s—While Replacing Their Paycheck with Predictable, Tax-Efficient Income
We’ve developed a proven system designed specifically for employees of companies like Costco and Walmart to turn company stock, 401(k)s, and savings into reliable income—without the fear of running out of money, making a bad decision, or getting stuck in retirement limbo.
We’ve developed a proven system designed specifically for employees of companies like Costco and Walmart to turn company stock, 401(k)s, and savings into reliable income—without the fear of running out of money, making a bad decision, or getting stuck in retirement limbo.
20+
YEARS IN BUSINESS
1K+
CLIENTS HELPED WITH RETIREMENT
2X
VOTED BEST OF SOUTHERN UTAH
featured in
Here’s What You’ll Achieve With the Retirement Confidence Plan
Retire with clarity and confidence on your terms
Most long-time employees don’t realize they’re sitting on untapped financial power hidden in their company stock and scattered savings.
With our method, you’ll get a clear, visual plan that shows exactly when and how you can retire— so you can finally stop working because you want to, not because you have to.
Replace your paycheck with structured, tax-efficient income
Many retirees unknowingly drain their accounts too fast—or pay way too much in taxes. With our plan, you’ll turn your 401(k), savings, and company stock into a monthly income stream that mimics the reliability of a paycheck—so you can enjoy retirement without the fear of running out of money.
Protect your family, your future, and your legacy
Without proper planning, your loved ones may face probate, tax burdens, or financial stress.
We’ll help you lock in a strategy that protects your assets, simplifies estate matters, and ensures everything is passed down smoothly—giving you peace of mind today and your family security tomorrow.
OLD WAY vs. NEW WAY
Why Smart Retirees Are Choosing a New Way to Plan
Old Way
Unsure when or how to retire
Scattered savings, no clear plan
Confusing advice from biased financial institutions
Fear of outliving money or making costly mistakes
New Way
Retire with a personalized, visual plan tailored to your timeline and goals
Turn your stock, 401(k), and savings into a reliable monthly income
Work with independent advisors who aren’t tied to any one product or company
Get peace of mind with estate planning and legacy protection
Enjoy a pressure-free experience built entirely around your needs
HOW IT WORKS
How We Help You Retire Smarter—Step by Step
Discovery Consultation
We start with a relaxed, no-pressure conversation where we listen to your goals, financial concerns, and what retirement looks like for you. This step is all about fact-finding—no pitches, just clarity.
Personalized Retirement Confidence Plan
Next, we build your customized retirement roadmap. Using charts, spreadsheets, and easy-to-understand visuals, we show how your company stock, 401(k), and savings can turn into a monthly income stream for life.
Strategy Review & Q&A
Once you’ve had time to review your plan, we meet again to answer all your questions, address concerns, and make any adjustments. You’ll walk away knowing exactly what your retirement could look like - with full confidence.
Implementation & Legacy Protection
When you’re ready, we’ll guide you through each step of putting your plan into action. This includes asset transfers, income setup, and even estate planning support—so your future (and your family’s) is fully protected.
Retire Smarter—Even If You’re Not Sure Where to Start
CLIENT TESTIMONIALS
What Our Clients are Saying?
Client Name
Company Name
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The Process
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The Result
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CLIENT TESTIMONIALS
What Our Clients are Saying?
Our Promise to You: Clarity, Not Confusion
You’ll never be pressured, pitched, or pushed into anything. Our Retirement Confidence Plan is completely complimentary — designed to help you make smarter decisions with total clarity. No sales talk. Just honest, independent guidance built around your goals, your timeline, and your money.
CLIENT TESTIMONIALS
What Our Clients are Saying?
CLIENT TESTIMONIALS
What Our Clients are Saying?
Everyone at Ashton & Associates are so genuine, honest and forthcoming with any and all information and my wife and I are treated like one of his own family members. I'm 62 now and am loving being retired!
Mark W.
I have known Abe Ashton for over 20 years and have worked with his staff and Abe personally and have learned so much about retiring successfully. I would recommend this company to anyone.
D. Roberts
We have always felt comfortable and secure with his recommendations, and they have allowed us to enjoy this special season of our lives. They have all become trusted friends, and we can recommend their services wholeheartedly.
Stephen F.
The members of the Ashton & Associates team are truly amazing, caring, competent, and personable. We are extremely pleased that we did and with our new partnership with them and are so excited for our future!
Lonnie H.
We Help Hardworking Employees Retire With Confidence—Not Confusion
STILL HAVE QUESTIONS?
Frequently Asked Questions
How do I know if I’m actually ready to retire?
That’s exactly what our Retirement Confidence Plan is built to uncover. We analyze your current savings, company stock, and Social Security options to show you exactly when and how you can retire — without the guesswork or financial stress.
What if I don’t understand finances or retirement planning?
You’re not alone — and that’s why our process is built to be simple, visual, and easy to follow. No confusing jargon, just a personalized plan in plain English that helps you see your future clearly.
Is this going to be a sales pitch?
Not at all. We’re not tied to any one product or company, so there’s nothing to “sell.” This is a free, no-pressure planning service designed to help you retire confidently — not a commission-driven meeting.
I’m still working… is it too early to meet with you?
Actually, it’s the perfect time. Many of our clients are still working at Costco, Walmart, or Sam’s Club when they come to us. Planning early lets you unlock opportunities to retire sooner — sometimes years ahead of schedule.
I don’t know what to do with my company stock — can you help?
Yes — that’s one of our specialties. We’ll show you how to strategically use your company stock, 401(k), and savings to create predictable retirement income — and avoid common tax mistakes that could cost you thousands.
You’ve Worked for Decades. Let’s Make Sure Your Retirement Pays Off.
ABOUT US
25+ Years of Helping Families Retire With Confidence
At Ashton & Associates, we help everyday employees retire smarter—with clarity, confidence, and a real plan built just for them.
Founded by Abe Ashton, a seasoned retirement strategist with over 25 years of experience, Ashton & Associates specializes in guiding pre-retirees through one of life’s biggest transitions. We’ve helped thousands of individuals—many with decades of service at places like Costco and Walmart—transform scattered savings into secure, tax-efficient income.
Our mission is simple: empower you with the tools, clarity, and support you need to retire on your terms, without the stress, confusion, or pressure of traditional financial firms. We’re not here to sell—we’re here to guide you like family.
Ready to Stop Wondering If You Can Retire—and Finally Know?
Get your free Retirement Confidence Plan and see exactly how your savings, stock, and Social Security can work together—so you can retire smarter, sooner, and stress-free. No pressure. Just a clear path forward.
